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Free Quotes No Obligation 50+ Providers Compared 2-Minute Process

WarrantyMatchPro has helped over 127,000 drivers compare vehicle service contracts since 2019

127,000+ Drivers Helped
50+ Providers Analyzed
4.8★ Average Rating
$2,100 Average Savings
Why Coverage Matters

One Repair Can Cost You More Than a 3-Year Contract

These are real average repair costs. One breakdown without coverage can wipe out thousands of dollars in savings.

Transmission Replacement $2,800–$5,200
Engine Rebuild $3,500–$8,000
AC Compressor $1,200–$2,400
Power Steering $1,500–$3,200
Turbocharger $1,800–$4,500
Fuel Pump Assembly $900–$1,800
Timing Chain $1,600–$4,000
Transfer Case $2,500–$5,000
Protect Yourself — Get Free Quotes
Simple Process

Get Matched in 3 Easy Steps

No sales calls, no pressure. Just your best options laid out clearly.

1

Enter Your Vehicle Info

Takes about 60 seconds. Year, make, model, mileage, and your contact info so providers can reach you.

2

We Match You With Top Providers

Our system instantly matches your vehicle with the highest-rated providers in our network based on your specific needs.

3

Compare Quotes & Choose

Review your options side by side. No hidden fees, no pressure. Pick the plan that fits your budget and coverage needs.

Why WarrantyMatchPro

Stop Calling 10 Companies. We Already Did It.

Shopping for a vehicle service contract on your own means sitting through aggressive sales calls, deciphering confusing contract language, and having no way to know if you're getting a fair price. WarrantyMatchPro does the comparison work for you — for free.

  • ⏰
    Save Hours of Research We've already vetted 50+ providers so you can compare in minutes, not days.
  • 💰
    Save an Average of $2,100 Drivers who compare multiple providers consistently pay less than those who buy from a single source.
  • 🛡
    Avoid High-Pressure Scams We only work with licensed, reputable providers. No robo-callers, no bait-and-switch tactics.
  • ⚖
    100% Unbiased Recommendations We're not affiliated with any provider. Our only goal is helping you find the best fit.
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What Vehicle Service Contracts Cover

✓ Engine & Transmission
✓ Electrical Systems
✓ AC & Heating
✓ Steering & Suspension
✓ Brakes
✓ Drive Axle
✓ Cooling System
✓ 24/7 Roadside Assistance
✓ Rental Car Coverage
✓ Trip Interruption

Coverage levels vary by plan and provider. All plans accepted at any ASE-certified repair facility.

Get Your Free Vehicle Service Contract Quotes

Compare top-rated providers in your area. Takes about 2 minutes. Completely free.

1
Your Vehicle
2
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3
Contact Info
Real Driver Reviews

Drivers Who Compared — And Won

Real stories from real drivers who used WarrantyMatchPro to protect their vehicles.

★★★★★

"I have a 2017 Chevy Silverado with 112,000 miles — right in that danger zone where things start going wrong. My transmission started slipping last October and the repair quote came back at $3,800. Because I had a vehicle service contract I found through WarrantyMatchPro, I paid my $200 deductible and nothing else. Saved me over $3,600."

Marcus T. — Dallas, TX

2017 Chevy Silverado • 112,000 miles

Saved $3,600+
★★★★★

"I was skeptical — I thought these were all scams. But I did the comparison through WarrantyMatchPro and actually read the contracts side by side. Picked a plan for my 2019 Honda CR-V at 89k miles. Eight months later, AC compressor dies. $1,900 repair. My contract covered every penny. I'm a believer now."

Renee M. — Charlotte, NC

2019 Honda CR-V • 89,000 miles

Saved $1,900
★★★★★

"The comparison tool is what sold me. I put in my 2016 BMW 328i at 97k miles and got matched with three providers in minutes. The plan I chose was $400 cheaper per year than the one the dealer pushed on me. Six months in, power steering module failed — $2,200 covered. This service paid for itself immediately."

David K. — Atlanta, GA

2016 BMW 328i • 97,000 miles

Saved $2,200+
Top Providers

We Compare the Top Vehicle Service Contract Providers

Our editorial team independently evaluates providers on coverage quality, claims process, pricing, and reputation.

★ Editor's Pick
Complete Auto Protect
⭐⭐⭐⭐⭐
Exclusionary Coverage Available No Down Payment Options A+ Rating
Endurance
⭐⭐⭐⭐½
Direct Provider Maintenance Benefits High Monthly Cost
CARCHEX
⭐⭐⭐⭐
Multi-Plan Options BBB Accredited 3rd Party Admin
Autopom!
⭐⭐⭐⭐
Easy Approval Good for High Mileage Broker Model
olive
⭐⭐⭐½
Digital-First Instant Quotes Limited Availability

Ratings are independent editorial assessments. WarrantyMatchPro is compensated when you connect with providers through our platform.

Coverage Guide

Vehicle Service Contract Coverage Guide

Everything drivers need to know about vehicle service contract coverage and costs in 2026.

What Does a Vehicle Service Contract Cover in 2026?

A vehicle service contract in 2026 can cover a wide range of mechanical and electrical components, depending on the plan tier you select. Entry-level powertrain vehicle service contracts typically protect your engine, transmission, and drive axle — the most expensive systems to repair. Mid-tier plans extend coverage to your electrical system, AC and heating, brakes, and steering. The most comprehensive option is exclusionary coverage, which covers every component except a short exclusion list. Many of the top vehicle service contract companies also include 24/7 roadside assistance, rental car reimbursement, and trip interruption benefits at no additional charge.

How Much Does a Vehicle Service Contract Cost in 2026?

The cost of a vehicle service contract in 2026 varies based on your vehicle's year, make, model, mileage, and chosen coverage level. For most drivers, a multi-year vehicle service contract ranges from $900 to $3,500 total, with monthly payment options typically between $80–$160/month. Luxury and high-mileage vehicles tend to cost more to cover. Extended auto protection prices also vary significantly from one provider to the next — which is why comparing multiple vehicle service contract companies side by side is the most effective way to find the lowest rate for your specific vehicle. Using WarrantyMatchPro, you can compare 50+ providers in under 2 minutes with no obligation.

Common Questions

Frequently Asked Questions

Everything you need to know about vehicle service contracts.

For most drivers with vehicles out of the manufacturer's coverage period, a vehicle service contract can be well worth the investment. A single major repair — such as a transmission replacement ($2,000–$5,000) or engine work ($3,000–$8,000) — can easily exceed the total cost of a multi-year contract. The key is comparing multiple providers to find the right level of coverage at a fair price, rather than accepting the first offer you receive.
Coverage varies by plan level. Basic powertrain contracts cover the engine, transmission, and drive axle. Mid-tier plans add electrical systems, AC and heating, steering and suspension, brakes, and the cooling system. The most comprehensive option is exclusionary coverage, which covers all mechanical components except a specifically listed set of exclusions — providing the broadest protection available.
Costs vary based on your vehicle's year, make, model, mileage, and the level of coverage selected. Most drivers pay between $900 and $3,500 for a multi-year contract, with monthly payment options typically ranging from $80–$150/month. Because pricing varies so widely between providers for the same vehicle, comparing quotes is the single most effective way to reduce your cost.
A manufacturer warranty is provided free by the automaker when you purchase a new vehicle and is backed by the manufacturer directly. A vehicle service contract is a separate agreement purchased from a third-party provider or administrator — typically after the manufacturer's coverage period expires — and is a service agreement, not a warranty. The terms, exclusions, and claims processes differ significantly between providers.
Most reputable vehicle service contract providers allow repairs at any ASE-certified repair facility, including dealerships and independent shops. However, some contracts have network restrictions, so it's important to confirm your provider's repair facility policy before purchasing. This is one of the key criteria we evaluate when vetting providers in our network.
Exclusionary coverage is the highest tier of vehicle service contract available. Instead of listing what IS covered (an "inclusive" or stated-component contract), an exclusionary contract lists only what is NOT covered — meaning everything mechanical is covered unless explicitly excluded. This type of plan offers the broadest protection and is ideal for vehicles with complex electrical systems, high-tech features, or expensive European and luxury components.
View All 20+ Questions →
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